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        现在做什么兼职挣钱

        The idea of being objective is that people intellectually understand what they need to do with their money, but emotionally they have a very difficult time doing it. 现在做什么兼职挣钱

        The Value of a Forum Advisor

        Our clients have achieved personal success in their business and professional endeavors. They recognize that this success does not necessarily ensure financial success. Our clients share in the realization that by utilizing Forum to help coordinate and manage their financial decisions, they are more likely to achieve their long-term financial goals.

        Access to products is not the reason to hire a financial professional; hire an advisor based on trust, confidence, integrity and experience. Too many individuals focus on a single investment to the exclusion of fundamentally sound financial strategies. We believe that the implementation of any financial strategy or product should be one of the last steps in a process that we call integrated wealth management.

        We strive to make you feel confident
        about making smart financial choices

        While we have long believed that our clients achieve higher returns over the long run than those that manage their investments themselves, two newly-released, independent studies have confirmed this belief.1 Vanguard recently published a report indicating that returns over a full market cycle could be as much as 3% higher for individuals using Investment advisors.2 A separate Morningstar report concluded that returns increased by 1.6% for those using an advisor. Over time, working with an advisor could add as much as 22% of additional retirement income!3

        Our mission is to develop a sustainable strategy for each client linked directly to their risk tolerance, stage in life, and personal financial goals. Success is measured by progress toward individual goals, not solely by investment performance.

        Sources
        1. The studies do not confirm that Forum’s clients have achieved higher returns over the long run. It states that clients of advisory firms could possibly achieve up to three percentage points higher.
        2. Francis M. Kinniry Jr., Colleen M. Jaconetti, Michael A. DiJoseph, and Yan Zilbering, “Putting a Value on Your Value: Quantifying Vanguard Advisor’s Alpha,” Vanguard Research, March 2014.
        3. David Blanchett and Paul Kaplin, “Alpha, Beta, and Now . . . Gamma,” Morningstar Investment Management, August 28, 2013.
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